Principal · VSP Choice network

Vision

Principal Vision provides professional vision care and high-quality lenses and frames through a broad network of ophthalmologists, optometrists and opticians.

What the plan covers

Exam / lenses frequency
VSP Provider
Every 12 months
Non-VSP Reimbursement
Every 12 months
Frames frequency
VSP Provider
Every 24 months
Non-VSP Reimbursement
Every 24 months
Exam copay
VSP Provider
$10 copay
Non-VSP Reimbursement
Up to $45
Materials copay
VSP Provider
$25 copay
Non-VSP Reimbursement
—
Frames
VSP Provider
$150 allowance + 20% off remaining
Non-VSP Reimbursement
Up to $70
Single vision lenses
VSP Provider
No charge after copay
Non-VSP Reimbursement
Up to $30
Bifocal lenses
VSP Provider
No charge after copay
Non-VSP Reimbursement
Up to $50
Trifocal lenses
VSP Provider
No charge after copay
Non-VSP Reimbursement
Up to $65
Contacts — elective
VSP Provider
$150 allowance
Non-VSP Reimbursement
Up to $105
Contacts — medically necessary
VSP Provider
No charge after copay
Non-VSP Reimbursement
Up to $210

Benefit	VSP Provider	Non-VSP Reimbursement
Exam / lenses frequency	Every 12 months	Every 12 months
Frames frequency	Every 24 months	Every 24 months
Exam copay	$10 copay	Up to $45
Materials copay	$25 copay	—
Frames	$150 allowance + 20% off remaining	Up to $70
Single vision lenses	No charge after copay	Up to $30
Bifocal lenses	No charge after copay	Up to $50
Trifocal lenses	No charge after copay	Up to $65
Contacts — elective	$150 allowance	Up to $105
Contacts — medically necessary	No charge after copay	Up to $210

Good to know

Exams and lenses are covered every 12 months; frames every 24 months.
Non-VSP providers are reimbursed up to a set dollar amount — you pay the provider directly and submit for reimbursement.
Vision member services: (877) 601-9083

Documents

Vision documentsPlan documents, summaries, carrier forms and flyers

Need help deciding?

Benefits Advocacy Team can explain coverage and walk through options.

(833) 996-1598 nemkobenefits@sullicurt.com