Principal · Paid by Nemko
Disability
You and your loved ones depend on your regular income. Nemko provides disability coverage to protect you financially if you can't work because of a debilitating injury or illness.
Short-Term Disability (STD)
STD pays a percentage of your weekly salary after 15 consecutive days of disability due to an eligible injury or illness. This coverage is paid for by Nemko.
Maximum weekly benefit
- Short-Term Disability
- $1,000
Percentage of weekly income
- Short-Term Disability
- 60%
Elimination period
- Short-Term Disability
- 15 days
Maximum benefit period
- Short-Term Disability
- Up to 11 weeks
Long-Term Disability (LTD)
LTD pays a percentage of your monthly salary after 90 consecutive days of disability due to an eligible injury or illness. This coverage is paid for by Nemko.
Maximum monthly benefit
- Long-Term Disability
- $6,000
Percentage of monthly income
- Long-Term Disability
- 60%
Elimination period
- Long-Term Disability
- 90 days
Maximum benefit period
- Long-Term Disability
- Social Security Normal Retirement Age or 36 months
Filing a claim
Documents
Need help deciding?
Benefits Advocacy Team can explain coverage and walk through options.