Plan year December 1, 2025 – November 30, 2026
How to enroll
Nemko lets you enroll in company benefit plans annually during open enrollment and at hire. The decisions you make will remain in effect until our next open enrollment period.
Five steps to finish
- 1Review your optionsRead through each benefit page on this site and compare the medical plans side by side.
- 2Gather dependent informationYou'll need names, dates of birth and Social Security numbers for any dependents you're adding.
- 3Complete your electionsLog in to the enrollment portal and submit your elections for the plan year.
- 4Name your beneficiaryDesignate a beneficiary for your Basic Life and AD&D coverage — it does not default to your dependents.
- 5Save your confirmationKeep a copy of your confirmation statement. Your elections stay in effect until the next open enrollment unless you have a qualifying life event.
Who is eligible
Employees
All regular, full-time employees who work at least 30 hours per week.
When coverage starts
For new employees, coverage becomes effective the first of the month following 30 days of employment. You must be actively at work for coverage to begin on your eligibility date.
Eligible dependents
Your legal spouse, your registered domestic partner, and your dependent children — natural, adopted, step, foster, or those for whom you have legal custody by court decree — up to age 26.
Changing your elections mid-year
Once enrolled, you cannot make changes unless you have an IRS-approved change in life status.
- Adding a dependent through birth, adoption or marriage
- Losing a dependent through divorce or death, or a child reaching the maximum age limit
- A change in your or your spouse's employment status from full-time to part-time, or vice versa
- A substantial change in your or your spouse's benefits coverage
30-day window
You must adjust your elections within 30 days of a qualified change in life status. Contact Human Resources for a change form as soon as you're aware of an event.
Medicaid / CHIP — 60-day window
If you or a dependent loses Medicaid or CHIP coverage, or becomes eligible for state premium assistance, you must request enrollment within 60 days.